× Cristóbal Dalmau Ramia Professor cdalmau@usfq.edu.ec Da Vinci Building, D-300D Faculty College of Business Administration Career Clone of Marketing Business Administration Administración de Empresas (Galápagos San Cristóbal) Business Administration (Galapagos Santa Cruz) M.Sc. Banking and Financial Management, Universidad San Francisco de Quito. B.A. Business Administration and Finance, Universidad San Francisco de Quito.