× Cristóbal Andrés Dalmau Ramia Minor in Insurance Coordinator School of Business Professor cdalmau@usfq.edu.ec (+593 2) 297-1700 Extension 1298 Da Vinci Building, D-300D Faculty College of Business Administration and Economics Academic School School of Business Career Business Administration M.Sc. Banking and Financial Management, Universidad San Francisco de Quito. B.A. Business Administration and Finance, Universidad San Francisco de Quito.